| 
                  
                   Southern
                        Tier Health Care Credit (STHCC) was founded in 1985. We are a division of Ivy Street Development Corporation (ISDC). Our office
                        is located at 225 West Water Street, Elmira, New York. We specialize
                        in Medical, Consumer-focused and Business
                        Collection Services.   We utilize collection software, "Beyond", developed by DAKCS Software
                        Incorporated of Ogden, Utah. Our staff of professionals are trained using the latest professional telephone techniques and
                        well versed of the laws governing third party collections. These include but are not limited to: Fair Debt Collection Practices
                        Act (FDCPA); Fair Credit Reporting Act (FCRA) and Health Insurance Portability and Accounting Act (HIPAA).
 
 
 
 
  
                  
                |